Terms and Conditions mm98 —
Official Platform Terms of Use

1Acceptance of Terms

These Terms and Conditions ("Terms") govern the relationship between mm98 and every individual who uses this platform. By accessing the website, mobile app, or any related mm98 services, you agree to be fully bound by these Terms.

These Terms shall be read together with the mm98 Privacy Policy and Responsible Gaming Policy, which together form the entire agreement between you and us. In the event of any conflict between these documents, these Terms shall take precedence as the governing document.

• These Terms take effect from the date you register an account or use the platform for the first time.
• Continued use of the platform following any amendment to the terms means you accept the updated terms.
• mm98 reserves the right to update these Terms at any time without prior notice.
• It is your responsibility to review these Terms periodically to ensure you remain in compliance.

2Eligibility & Registration

Registration and use of the mm98 platform is restricted to individuals who meet the following eligibility requirements:

• At least 18 years of age at the time of registration.
• Not a citizen or resident of a jurisdiction where online gambling is strictly prohibited.
• Has never been suspended or banned from using the mm98 platform or any related platform previously.
• Register using your own true identity — the use of a false identity, another person's identity, or misleading information is strictly prohibited.

During the registration process, you are required to provide complete and accurate personal information including your full name, phone number, email address, and bank account details. mm98 applies a strict identity verification (KYC) process to verify this information for compliance and security purposes.

3User Account

Once your account is successfully registered, you become the account holder and are fully responsible for all activities that occur within that account. mm98 is not liable for any losses arising from unauthorized access due to your own negligence.

• Keep your login credentials secure and do not share your password with anyone, including family members.
• Use a strong password containing uppercase letters, lowercase letters, numbers, and symbols to reduce the risk of unauthorized access.
• Log out of your account after each session, especially when using a shared device.
• Contact mm98 customer support immediately if you suspect your account has been accessed by an unauthorized party.
• Personal information in your account must be kept up to date whenever changes occur. mm98 is not responsible for failed delivery of notices due to outdated information.

Mm98 reserves the right to require additional identity verification at any time, particularly when a member requests a withdrawal for the first time, makes a large withdrawal, or when suspicious activity is detected on the account.

4Deposit & Withdrawal

Mm98 supports a wide range of local Malaysia payment methods to make your financial transactions convenient. All transactions are processed through secure channels encrypted with 256-bit SSL standards.

• Minimum Deposit: RM10 per deposit transaction.
• Minimum Withdrawal: RM50 per withdrawal request.
• Deposit Processing Time: Instant to 5 minutes depending on the payment method.
• Withdrawal Processing Time: 15 to 30 minutes for standard verified withdrawals.
• Supported payment methods include FPX, DuitNow, TNG eWallet, GrabPay, Maybank2u, CIMB Clicks, Hong Leong Connect, and Boost.
• Withdrawals may only be made to a bank account or e-wallet registered in the same name as the mm98 account holder.
• mm98 reserves the right to request additional supporting documents before approving large withdrawal amounts for compliance purposes.

5Bonus & Promotions

Mm98 offers a wide range of attractive bonuses and promotions for new and existing members. All bonuses are subject to the wagering requirements (rollover) specified for each promotion. Please read the specific terms of each promotion before accepting it.

• Bonuses cannot be withdrawn as cash until the wagering requirements are fully met.
• Only one (1) active promotion is permitted per account at any one time unless otherwise stated.
• Bonuses obtained through fraud, abuse, or exploitation of the system will be voided without notice.
• mm98 reserves the right to modify, suspend, or cancel any promotion at any time with reasonable notice.
• The welcome bonus is available for new registrations only and cannot be reclaimed by existing accounts.
• Any attempt to manipulate the bonus system through multiple account ownership or other means will result in immediate account closure.

Wagering requirements (rollover) are typically stated in a format such as "x10", meaning the bonus amount must be wagered 10 times before a withdrawal can be made. Exact requirements vary by promotion and are stated on the relevant promotions page.

6Game Rules

All games offered on the mm98 platform — including slots, sports, live casino, and bingo — are subject to their respective rules set by the game providers. Members are responsible for understanding the rules of the games they participate in.

• All game results are final and cannot be disputed unless there is strong evidence of a verifiable technical failure.
• In the event of a technical failure, affected bets will be voided and the original amount will be credited back to the member's account.
• mm98 uses an independently audited Random Number Generator (RNG) to ensure every game is fair and unbiased.
• The RTP (Return to Player) value for each slot game is stated in the respective game information.
• Bets placed after the outcome is known by any party (for example, through a broadcast delay) will not be validated and will be voided.

7User Conduct

Mm98 maintains a safe, fair, and enjoyable environment for all members. The following conduct is strictly prohibited and may result in disciplinary action including account suspension or closure:

• Attempting to hack, breach, or disrupt the operations of the mm98 platform.
• Using automated software (bots), scripts, or any unfair methods to gain an advantage in games.
• Communicating in a manner that is offensive, threatening, insulting, or harassing toward other members or mm98 staff.
• Engaging in money laundering or any illegal activities using the mm98 platform.
• Sharing, selling, or transferring account ownership to another party.
• Making false claims or providing misleading information to the customer support team.

8Intellectual Property Rights

All content on the mm98 platform — including logos, graphics, text, interface designs, software, and brand names — is the exclusive property of mm98 or its relevant licensors. You are not permitted to:

• Copying, distributing, reproducing, or selling any mm98 content without prior written authorization.
• Using the mm98 name, logo, or trademarks for personal or commercial purposes without authorization.
• Creating derivative works based on mm98 platform content without authorization.
• Removing or altering any copyright notices or proprietary labels found on mm98 content.

Any violation of mm98's intellectual property rights may result in legal action. mm98 reserves the right to take all necessary steps to protect these rights.

9Liability Disclaimer

Mm98 maintains its platform with best efforts to ensure optimal availability, security, and performance. However, we cannot guarantee that the platform will always be free from technical disruptions.

• mm98 is not liable for any financial losses resulting from technical disruptions, server failures, or internet connectivity issues beyond our control.
• Members are solely responsible for wagering decisions made knowingly on the platform.
• mm98 is not responsible for the content or services of third parties that may be accessible through our platform.
• mm98's maximum liability to any member under any circumstances is limited to the total amount deposited by the member in the preceding 30 days.

10Privacy & Personal Data

Mm98 respects your privacy and is committed to protecting the personal information you share with us. The collection, use, and protection of your personal data is managed in accordance with the mm98 Privacy Policy, which can be found on the relevant page.

• Your personal data is collected solely for the purposes of account operation, identity verification, payment processing, and platform communications.
• mm98 does not sell or transfer your personal data to third parties without your consent, except as required by law.
• All data is stored on secure servers protected with the latest industry-standard encryption.
• You have the right to request access, correction, or deletion of your personal data by contacting our support team.

11Account Suspension & Closure

Mm98 reserves the right to suspend, restrict, or close any member's account for the following reasons, without prior notice in serious cases:

• Violation of any provision in these Terms and Conditions.
• Fraud, document forgery, or misuse of the platform's systems.
• Activity indicating attempts at money laundering or illegal financing.
• Failure to complete the KYC verification process within the stipulated timeframe.
• Abusive or threatening behavior toward staff or other members.
• Use of multiple accounts or use of another person's identity.

When an account is closed due to a violation, funds associated with fraudulent activity may be forfeited. For account closures requested by the member or for reasons other than a violation, valid balances will be returned after the review process is complete.

12Terms Amendment

Mm98 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time. Amendments take effect as soon as they are published on this platform.

• We will endeavour to provide members with advance notice of significant amendments via email or in-platform notifications.
• The "Updated" date at the top of this document reflects the date the last amendment was made.
• Continued use of the platform after any amendments are published constitutes your acceptance of the updated terms.
• If you disagree with any amendments made, you have the right to close your account by contacting our support team.

For any enquiries regarding these Terms and Conditions, you may contact the mm98 customer support team, available 24 hours a day, 7 days a week via live chat on our platform.